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Paying Online Pros and Cons ECommerce Articles | April 16
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MessaggioInviato: Mar Dic 03, 2019 7:51 am    Oggetto:  Paying Online Pros and Cons ECommerce Articles | April 16
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Paying Online ? Pros and Cons ECommerce Articles | April 16
, 2004
Paying Online ? Pros and ConsI?ve been seduced by the ... of online ... I?ve bought movies, clothes, stamps, ... ... books and jewelry online. During the ... Holi


Paying Online ? Pros and Cons

I?ve been seduced by the convenience of online shopping! I?ve bought movies
, clothes, stamps, groceries, prescriptions
, books and jewelry online. During the Christmas Holidays, I wait with peppermint breath for Saint UPS Driver Guy and his bag of goodies. While others fight mobs of angry shoppers, I browse through product descriptions at my leisure. I feel relatively safe providing my credit card information despite the horror stories of fraud and theft. I only buy from reputable merchants, those that are well known and publicized. That?s not to say I couldn?t be fooled. It?s nearly impossible to tell whose who on the Internet. Sure
, a professional site may be one indicator, but anyone can hire a web designer. Recent research estimates that the number of households shopping online grew to over 18 million in 2001. Here are some tips to help you decide if you?re dealing with a trustworthy merchant:

Use a secure browser - software that encrypts or scrambles the purchase information you send over the Internet - to help guard the security of your information as it is transmitted to a website. Secure websites will have URL address HTTPS (Hyper Text Transfer Protocol Secure) rather than HTTP.

Check the site's privacy policy, before you provide any personal financial information to a website. While these statements contain lots of small print, it?s important you understand if and when your information will be used or shared with others. Also check the site's statements about their security policies.

There are several payment options available
, however, the Fair Credit Billing Act (FCBA) limits your liability if your credit card is used. According to the Federal Trade Commission (FTC) ??your liability for lost or stolen credit cards is limited to $50. If the loss involves only your credit card number (not the card itself), you have no liability for unauthorized use.? (FTC, 2004)

Keep records of your online transactions and review for monthly credit card and bank statements. Verify that the charges made were accurate and report errors immediately. ?The FCBA's settlement procedures apply to disputes about "billing errors" for open-end accounts
, including unauthorized charges (you cannot be liable for more than $50 for unauthorized credit charges); charges for goods or services you didn't accept or weren't delivered as agreed; charges that are incorrectly identified or show the wrong amount or date; math errors; a failure to properly reflect payments or credits; not mailing or delivering credit billing statements to your current address, if the address was received by the creditor in writing at least 20 days before the billing period ended; and charges for which you request an explanation or documentation, because of a possible error.?? (FTC, 2004)

Resources
Author Unknown. (2004). A Consumer's Guide to E-Payments. Retrieved March 12
, 2004 from
Leather beds settle your serenity and rest your mind

Posted On : Apr-06-2011 | seen (169) times | Article Word Count : 522 |

Making the best choice of the bed for your bedroom for the best comfort and the elegant look of your bedroom. We are living in the fast lane where we all keep ourselves busy in piles of work. After a long tiring schedule you need to ease out your stress at home. Your bedroom is a place at home which plays an important role in your life where you find serenity and pleasure followed by cozy sleep. We have tendency to decorate bedroom with expensive furniture though we don鈥檛 afford to buy a leather beds.

Leather beds suit contemporary living and offer you the next level comfort. Bedrooms look exquisite with leather beds. Leather beds have become more popular and desirable now-a-days. Leather beds are designed elegantly stylish as well as offer a complete peace on your mind. Due to hectic life stress becomes a part of your life while you have less sleep hours on regular basis. Sleeping for six to eight hours is an essential for your life that leads you stay healthy. In search of calmness, comfort, peace you must buy a good leather bed, it comes in wide variety of sizes and different colours. Your requirement meets an end at the fantastic leather bed in great color combination of red and azure or black and white and so on. You get several color-shades of sophisticated and vibrant types such as purple
, brown, sand olive, cream, and yellow
, red, black and many more, which are considered very demanding and classic colors or hues. Multiple sizes of leather beds are available in different designs and styles such as king size bed, sup.
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